{"id":3462,"date":"2020-08-27T11:11:47","date_gmt":"2020-08-27T09:11:47","guid":{"rendered":"https:\/\/ceccarneamt.ro\/ro\/?p=3462"},"modified":"2020-08-27T11:11:47","modified_gmt":"2020-08-27T09:11:47","slug":"programul-imm-factor-produs-de-garantare-a-creditului-comercial-si-schema-de-ajutor-de-stat-aferenta-publicate-in-monitorul-oficial","status":"publish","type":"post","link":"https:\/\/ceccarneamt.ro\/ro\/programul-imm-factor-produs-de-garantare-a-creditului-comercial-si-schema-de-ajutor-de-stat-aferenta-publicate-in-monitorul-oficial\/","title":{"rendered":"Programul IMM FACTOR \u2013 Produs de garantare a creditului comercial \u0219i schema de ajutor de stat aferent\u0103, publicate \u00een Monitorul Oficial"},"content":{"rendered":"<p><a href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocument\/229570\" target=\"_blank\" rel=\"noopener noreferrer\"><em>OUG nr. 146\/2020<\/em><\/a><em><span style=\"font-family: Arial; font-size: small;\">\u00a0privind aprobarea Programului IMM FACTOR \u2013 Produs de garantare a creditului comercial \u0219i a Schemei de ajutor de stat asociate acestuia<\/span><\/em>\u00a0a fost publicat\u0103 \u00een Monitorul Oficial nr. 780 din 26 august 2020.<\/p>\n<p>Actul normativ este structurat pe dou\u0103 capitole:<\/p>\n<p><b>1)<\/b>\u00a0Programul IMM FACTOR \u2013 Produs de garantare a creditului comercial, cu trei sec\u021biuni;\u00a0\u00a0<b>\u00a0<\/b><\/p>\n<p><b>2)<\/b>\u00a0 Schema de ajutor de stat asociat\u0103<b>\u00a0<\/b>Programului IMM FACTOR\u00a0 \u2013 Produs de garantare a creditului comercial, cu opt sec\u021biuni<i>.<\/i><\/p>\n<p>Dup\u0103 cum am mai informat, OUG are \u00een vedere crearea unor facilit\u0103\u021bi privind satisfacerea necesit\u0103\u021bilor financiare ale unei firme \u00een condi\u021bii c\u00e2t mai avantajoase, \u00een acest scop identific\u00e2nd ca surs\u0103 de finan\u021bare creditul comercial, care de\u021bine \u00een \u021b\u0103ri cu economie de pia\u021b\u0103 dezvoltat\u0103 o pondere important\u0103. Creditul comercial este acel credit acordat de un furnizor de m\u0103rfuri sau prestator de servicii unui cump\u0103r\u0103tor, \u00een baza c\u0103ruia plata m\u0103rfurilor\/serviciilor se realizeaz\u0103 la o dat\u0103 ulterioar\u0103, stabilit\u0103 de comun acord. Acordarea creditului comercial poate fi privit\u0103 ca o problem\u0103 de alocare (investire) a capitalului, iar extinderea acestuia constituie o investi\u021bie care se concretizeaz\u0103 \u00een cre\u0219terea profiturilor rezultat\u0103 din m\u0103rimea v\u00e2nz\u0103rilor.<\/p>\n<p>Citi\u021bi mai multe \u00een\u00a0<em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/programul-imm-factor-nbspprodus-de-garantare-a-creditului-comercial-si-schema-de-ajutor-de-stat-aferenta-publicate-in-monitorul-oficial-s9082\/\" target=\"_blank\" rel=\"noopener noreferrer\">CECCAR Business Magazine<\/a><\/em>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OUG nr. 146\/2020\u00a0privind aprobarea Programului IMM FACTOR \u2013 Produs de garantare a creditului comercial \u0219i a Schemei de ajutor de stat asociate acestuia\u00a0a fost publicat\u0103 \u00een Monitorul Oficial nr. 780 din 26 august 2020. Actul [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":3463,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-3462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/posts\/3462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/comments?post=3462"}],"version-history":[{"count":1,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/posts\/3462\/revisions"}],"predecessor-version":[{"id":3464,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/posts\/3462\/revisions\/3464"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/media\/3463"}],"wp:attachment":[{"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/media?parent=3462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/categories?post=3462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarneamt.ro\/ro\/wp-json\/wp\/v2\/tags?post=3462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}